Business Philosophy
I like to believe that my business philosophy distinguishes me from other insurance agents and agencies. I realize that a sale marks the beginning of a commitment; a commitment to you, the client, and to understanding and servicing your ever-changing wants and needs.
Over the past 30 plus years, I have learned innovative ways to integrate insurance products with customized strategies, designed to build and protect your individual and business wealth.
My philosophy is to solve your problems and help you reach your goals. Toward this end, I have formed alliances with a group of professional advisors to assist in the problem solving process. This group includes CPAs, attorneys, investment advisors and TPAs. Working together as a team creates a synergy that allows us to accomplish more than the sum of the individual parts.
Our diverse backgrounds and experience allow us to approach your problems from a number of different perspectives. Our analysis includes both insurance and non-insurance based alternatives. We then present custom-tailored solutions to meet your objectives. I look forward to earning the right to represent you in the financial marketplace.
Professional Specialties
Life, Disability Income & Long Term Care Insurance
Insurance-Funded Estate Tax Reduction Strategies
Non Tax-Qualified Employee Benefit Plans
Buy-Sell & Key Person Insurance
Qualifications
Chartered Life Underwriter (CLU)
Certified Public Accountant (CPA) non-practicing
Past Vice President and Treasurer of the New Jersey
Society of CPAs (
NJSCPA )
Past President of Morris-Sussex Chapter of NJSCPA
Past Chairman of Personal Financial Planning Committee of NJSCPA
Past Chairman of NJSCPA Insurance Trust
Personal
Rutgers University , BA Accounting
Veteran,
United States Marine Corps
Married, 4 Adult Children
Resident,
Randolph, NJ since 1985
